The shrunk principle business, the increased cost, the heavy loss in the investment, the excess loan, the fund occupied by the important stock holder and the undue assurance are all the factors to create the financial crisis. 主营业务萎缩、成本上升、重大投资失败、过度负债、大股东占用资金以及不当担保等,是产生财务危机的内部具体原因。